Need an appraisal in Richmond or Richmond City County?

The top seven reasons why VA homeowners use TriOak Appraisals, LLC.:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a VA property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Richmond City county or VA by determining the true market value of real estate in question

Need help deciding the price of your house in or near Richmond, VA?
Contact TriOak Appraisals, LLC..

At TriOak Appraisals, LLC., we understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate industry that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Need to cancel PMI?

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you get rid of unneeded and unwanted PMI insurance.

Challenging Richmond City county's assessment of your property

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from TriOak Appraisals, LLC. is your best weapon.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. TriOak Appraisals, LLC. can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.